This is not cash, and this decoration loan is directly used.

Decoration company

After the negotiation, China Agricultural Bank will dock with them. The money is directly transferred to their account, which has nothing to do with you. It is the money, not your hand.

2. Can China Construction Bank get cash for its renovation loan?

No, at present, there are two ways to apply for decoration loan of CCB: 1, and personal loan can be credit guarantee, mortgage, guarantee or pledge. Compared with "credit card installment home improvement", its biggest advantage is that you can freely buy home improvement materials after the loan is completed. 2. "credit card home improvement installment" can't get cash. You can only buy building materials in the home improvement shop that cooperates with the bank and pay by credit card. Because the price difference in the current home improvement market is relatively large, individuals can choose their own home decoration stores to buy building materials after the "home improvement loan" loan, which may save more money than buying building materials in designated home improvement stores with credit cards. Credit card installment is relatively simple and convenient, as long as it meets the relevant conditions of credit card installment. In addition, if some home improvement shops that cooperate with banks engage in promotional activities, the handling fee for credit card installment will be reduced, which may even be much lower than the benchmark loan interest rate. According to the regulation of "home improvement loan" of China Construction Bank, the maximum loan amount of a single borrower shall not exceed 6,543,800 yuan, and the longest term shall not exceed 5 years. The lowest interest rate should be 654.38+00% higher than the benchmark interest rate, and the interest rate of ordinary customers is generally around 654.38+05%.

Third, the housing provident fund loan to decorate the house is the housing provident fund center to give you cash directly?

You need to fill in more than n documents, and it will come down in about 10 working days. The money is directly transferred to the bank card you provided, and you can use it directly when you take it out. I've done it before. It's just that the procedure is more troublesome, so you need to consult the prepared information at the provident fund center in advance. So as not to run back and forth. I hope I can help you, please adopt it.

Fourth, is the decoration loan cash?

Not cash.

According to the regulations, the renovation loan of China Construction Bank cannot be withdrawn. China Construction Bank's renovation loan is a special loan, which can only be used to pay renovation costs. After the general decoration loan application is successful, there will be a professional loan account, and funds will flow out of the account.

In addition, after the loan application is successful, the borrower can choose to directly transfer the funds to the account of the decoration company, or complete the payment through the POS card of the decoration company when repaying.