Of course it will affect the loan. Bank loans mainly depend on your credit information, whether you repay on time and whether you have repayment ability.

If the enterprise writes a bad check and does not accept the relevant administrative punishment, it will not be able to obtain loans in the future. The Chongqing Business Management Department of the People's Bank of China said that it decided to import the information of the parties who refused to accept the administrative penalty decision of blank checks into the credit information management system before the third quarter of 20 14.

The so-called bad check means that the amount of the check issued by the drawer exceeds the actual deposit amount at the payer at the time of payment. According to the Chongqing Management Department, some punished units have repeatedly issued empty checks and evaded punishment by closing accounts or withdrawing deposits.