2. Log in to online banking or mobile banking to make changes. If the credit card has been opened with online banking or mobile banking, it will be easier to modify it through online banking and mobile banking.
3. modified by ATM machine. Select "Modify Password" in the ATM, enter the original password and modify the new password successfully.
4. Call the bank's customer service hotline for modification. Call the customer service phone of the bank to which the credit card belongs, and you can change the password after verification.
The safest way for credit card holders is to report the loss first and then cancel it, because the credit card articles of many banks stipulate that the losses caused by the loss of special credit cards before the loss is reported shall be borne by the cardholders, but the losses caused after the loss report takes effect shall not be borne by the cardholders.
If the cardholder is unwilling to pay the loss reporting fee and wants to cancel the credit card directly, he should also pay attention to the following issues.
One is to confirm whether to close the account after 46 days. Credit card cancellation is generally handled through telephone banking, but telephone banking was not successful at that time. Generally, the cardholder should call the bank to confirm whether to cancel the account 46 days after returning the card, so as to avoid the bank failing to return the card for some reason, but the cardholder thinks that the card return is successful, which will cause unnecessary trouble in the future.
The second is to pay off all arrears in time. This debt includes not only the account debt, but also the annual fee. If we pay attention to the former and ignore the latter, the cardholder's card may be in arrears after cancellation. Therefore, you must ask clearly when you cancel your card, and never leave a penny in debt.
Third, cut off the magnetic stripe when selling cards. If the card is complete, it may be used in some consumer places that only need the card number and do not need to check the information. The best way is to cut the magnetic stripe into pieces and throw it into different garbage dumps to prevent people with ulterior motives from stealing it.
Credit card cancellation generally refers to the cancellation of a single credit card. After cancellation, the credit card cannot be used, but personal information remains in the banking system. If you go back on your word, you can apply to the bank for a replacement card without submitting the materials again.
If it is a credit card cancellation, all the credit cards with the same bank name will be cancelled and all the information will be cleared. Whether you cancel your credit card or cancel your credit card account, you must pay off your credit card debt before applying, and pay attention to whether the number of swipes meets the requirements of annual fee exemption to avoid paying more money yourself. If you can brush it several times, you can cancel it.
Note: If the credit card in use has an overdue record within two years, it is recommended that you do not cancel the credit card, because the overdue record will be recorded in the credit report. If you want to delete this record, the best way is to overwrite it. Generally, credit cards will have a record of nearly two years in the credit information. Only by insisting on using it can bad records be overwritten, and attention should be paid before cancellation.