You can buy wealth management products represented by banks with relatively high interest rates.
Second, what should I do if I often receive calls from similar online lending platforms?
If you often receive calls from online lending platforms and want to borrow money but don't want to borrow it, you refuse to answer these calls. You can apply for a loan if you meet the loan conditions.
Letter of credit clause
Buying a house and a car is inevitable in life, but often everything is ready, or the loan is rejected, or the loan is easy to handle and the amount is high. Here are some tips for everyone.
Personal credit must be good.
The first premise of the loan is that the personal credit information is good, the credit information is not good or spent, and the loan will definitely be rejected when it is reviewed. Therefore, maintaining good personal credit information is an important prerequisite for loans.
How to keep personal credit information good?
0 1
Don't be overdue.
No matter after spending by credit card, we must pay attention to avoid overdue repayment. Once overdue, not only will there be a penalty interest, but this consumption record will also be kept in the personal credit information system. Then when the loan is made, it is easy to be rejected when it is reviewed.
02
There are too many sleep card.
Many people always think that it won't matter if they don't open or use a credit card. First, as long as the credit card is approved, whether it is opened or not will be recorded in the cardholder's personal credit information system, which will have an impact on your future application for a bank credit card. Some specific cards have an annual fee even if they are not activated. If this point is ignored, it will lead to bad credit.
03
Arrears of living expenses
The new version of personal utilities, telephone charges, etc. , all in personal credit records.
Things like subway fare evasion happen, and your records will cause bad credit information in real-name registration system and the Internet age.
Only by maintaining a good personal credit information is the premise of a smooth loan!
Say goodbye to the white tiger
Many people always think that they never borrow money and have good credit information, so users who never borrow money will be rejected when they borrow money.
Why? A bank account refers to a person who has not applied for a loan or credit card from any financial institution and whose personal information has not been entered.
Generally speaking, for IOUs, when you borrow money, the bank's spending power, repayment ability and credit status can't be a customer.
Therefore, it is much more difficult for white households to apply for loans than customers with credit records. Without personal credit records, banks cannot guarantee whether borrowers can repay in full and on time. In order to control their credit risk, they will generally lend cautiously, even if they agree to the loan, the amount will not be too ideal.
Therefore, we should also make appropriate loans and handle credit cards reasonably.
How to make a large loan?
0 1
Don't be overdue.
Under normal circumstances, the running water and salary level of the wage issuing bank largely reflect the income strength of individuals. Those with high wages can easily be listed as quality customers. Credit cards not only have a high application amount, but also are easy to borrow, and the amount will be higher.
Like the bank that pays my personal salary, our company is first included in the bank's quality enterprise service, and then my personal salary and year-end bonus are distributed through the bank, thus being included in the bank's quality customers. My credit card is not only the highest, but also the loan amount is hundreds of thousands, and the approval is fast.
02
Improve bank flow
What is bank running water? In fact, bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card), also known as bank account transaction statement.
Bank flow includes three parts: salary flow, transfer flow and self-storage flow.
Running water in the bank is not equal to running water in wages! Many people have no house, no car and no job when they borrow money, and getting a card is always rejected. The reason is that the bank is running water.
How to improve bank flow?
First, the way to get money
For individuals who lack bank running water, access method can be used to improve the bank running water record. Under normal circumstances, it is invalid for some people to withdraw money on the same day in order to have a bank flow.
The correct posture of deposit and withdrawal is to deposit a large sum of money in the bank first, and according to the individual's ability, the larger the amount, the better, and then take out a small amount later. Don't take it out on the same day.
B, time to save money
Want to improve the bank flow, not a day or two can be completed, but gradually accumulated at ordinary times, so pay attention to the usual deposit and withdrawal methods.
If there is not much money, you can choose the usual fixed deposit mode and zero deposit mode. That is to say, in addition to deposits with a similar amount at a fixed time every month, if there are other sporadic deposits, it is necessary to add points.
Therefore, pay attention to the usual deposit and withdrawal methods, step by step, and gradually accumulate bank flow, at least 1-3 months.
Banks have a high flow of water and a lot of deposits, so it is easy for them to be included in high-quality customers. Loans are easy to approve and the amount will naturally increase.
03
Provide sufficient proof of assets
Whether the loan is approved or not, the most crucial point is that the bank looks at your repayment ability. Having enough assets means that you have strong consumption and repayment ability, so it is naturally easy to approve. The amount of assets largely determines the amount of loans. Therefore, asset certification materials are very important.
In addition to salary income, asset certificate is also a plus item. If the applicant has fixed assets such as houses and cars, or large insurance policies and stocks, he can get extra points. Providing these asset certificates can provide borrowers with high and low interest loans.
If you want to apply for a large loan, you can refer to the above methods to apply for a loan.
3. What are the faster mobile loan apps at present?
Jindou staging app is convenient and quick, so you can learn about it.
Four. 202 1 What other loans can be lent quickly? These platforms have high payment rates.
At present, there are many routines for online lending, and it is easy to be cheated if you are not careful, so you should carefully choose the loan platform. For borrowers in urgent need, they will pay more attention to the lending speed of the loan platform and ask 202 1 what other loans can be lent quickly? In order to let everyone borrow money smoothly, we have counted several fast lending platforms with high lending rates for your reference.
202 1 What other loans can be released quickly? 1. Borrowing money: generally, a credit loan with a good repayment rate is directly audited by the system, not a first-time loan, and the borrowing speed is relatively fast. Many borrowers have the experience of second loan, which actually has a lot to do with credit conditions. For example, people who often use flowers to repay on time have good credit, high activity, strong repayment ability and low debt ratio, and are more likely to apply for borrowing money. 2.JD.COM Gold Bar: It has been several years, and the maximum amount is 200,000. The requirements for borrowers are relatively simple. /kloc-Non-student users over the age of 0/8 can only verify their JD.COM accounts with their real names and bind their bank cards. Generally, the approval results can be issued quickly, and it is no problem to borrow the account on the same day. However, it is best to arrange the loan time before 10: 30 in the evening to avoid system maintenance or upgrade. 3. Money-rich flowers: products of Baidu Finance,/kloc-non-student users over 0/8 years old, can get loans after submitting basic information and completing certification. They need to provide their valid ID card and bind the bank card, but they will not let the verification deposit. Accounts that frequently use Baidu's high-activity products are easier to pass and faster. The above is the introduction of "202 1 what loans can be lent quickly", I hope it will help you.