Big. There is pressure when you have a loan. If you don’t have food or drink every month, you have to take out 2,800 to repay the loan. Therefore, a car loan of 2,800 a month is very stressful. A car loan refers to a loan issued by a lender to a borrower who applies to purchase a car. Car consumption loans are a new loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at their authorized dealers.