First, check the qualifications of the lending platform company. Most of the business license names of regular small loan companies contain the words "small loan". Unclear friends can directly log in to the credit information publicity system of enterprises in this province for inquiry. Secondly, regular small loan companies only lend but not save, and the contact information must be fixed telephone. If it's a mobile phone number, it seems a bit false and unreliable.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
References:
Du Xiaoman has money to spend on official website.
The threshold of online lending is lower than that of bank cards, and the lending speed is faster than that of bank cards, but the disadvantage is that the security is not high and the online lending industry is mixed. Many people are cheated because of online loans, so everyone must choose a formal platform when applying for online loans.
The better platforms are:
1. Loan: Alipay's loan product requires that the sesame score must be above 600 before it can be opened. Lending is flexible and easy to use.
2. Micro-loan: At present, the white list invitation system is still adopted. Only qualified friends can have access. It is easier to borrow if there is a quota, and you can wait and see if there is no entrance.
3.JD.COM Gold Bar: JD.COM Gold Bar is a product of JD Finance, which is similar to loans and micro-loans, and supports early repayment.
4. Suning's willful loan: the credit loan brand of Suning Finance, which provides inclusive finance service for consumers. It is worth noting that there is no independent APP for willful loans.
5. Zhongyuan Consumer Wallet: The products of Zhongyuan Consumer Finance include postal friend loan, postal friend flower, China Post Bao and other products, and the review speed is still relatively fast.
6, 360 IOUs: 360 products are well-known and suitable for users with good credit qualifications and repayment ability.