Ctrip Financial Bond Bank Card Repayment in Ctrip Financial APP. Ctrip's financial service platform is dedicated to helping users solve money problems, providing safe and fast financial technology services, with a loan of up to 200,000 yuan, convenient approval, annualized comprehensive interest rate as low as 7.2% and interest-free period as long as 40 days. You can rest assured that you can take out a loan, travel happily, stay in a hotel without interest, and enjoy the interest-free coupon of the third boutique Gundam 80 yuan. Newcomers can apply easily and quickly through three steps. Newcomers can enjoy interest-free coupons up to 80 yuan.

First of all, the loan contract of Ctrip Finance allows users to repay in advance.

Therefore, you can prepay some loans by clicking prepayment on the repayment page. If the user chooses to calculate the interest on a daily basis, there will be no penalty for prepayment, and the interest for prepayment will be calculated to the day of prepayment. However, if the user chooses to calculate the interest on a monthly basis, liquidated damages will be charged for early repayment, and the interest will still be charged on a monthly basis. Therefore, the prepayment of Ctrip Finance may not save interest, but the key is to see which method users use to calculate interest when borrowing.

2. Is Ctrip Finance a formal loan?

Want to know whether Ctrip Finance is formal, you can analyze it from the following three aspects. Platform Background Ctrip Finance is the official personal micro-loan platform of Ctrip Group. Initiated by a licensed institution, it adheres to big data technology as its core competence, and is committed to cooperating with financial institutions to serve the vast number of individuals and corporate users, and providing safe, stable, efficient and convenient consumer credit financial services for users with financing needs. Its funders are also authoritative professional financial institutions.

To sum up, Ctrip Financial app is a financial service application officially developed by Ctrip Finance. Based on the big data risk management and control capability accumulated by years of independent research and development, and integrating the advantages of banks and Internet consumer finance, we will provide installment payment, cash loan, joint credit card, credit card and other related services for Internet users in Ctrip.com, Qunar.com and their users.