The repayment of Meituan is allowed to be postponed. The monthly payment of Meituan, as well as the living expenses and repayment options of Meituan, have the option to postpone repayment, and users can directly choose to postpone repayment.

Delayed repayment will not affect the user's personal credit, but if the user fails to repay on time during the deferred repayment period, the overdue record will affect the personal credit information. In addition, some users cannot postpone repayment. Please refer to the page display for details.

Deferred payment is referred to as "deferred payment". When the payment unit of collection and acceptance settlement expires, it fails to pay or delays payment due to insufficient payment capacity. Simply put, it is a few days late in repayment.

If the borrower applies for a loan, but cannot repay it on time on the repayment date for some reason, the borrower may apply to the bank for deferred repayment. As for how long the repayment period can be extended, it depends on the bank's regulations.

If it is a credit card, there will generally be a default function of delaying repayment, which is also called repayment grace period. The time is about 3 days. If repayment is made within the grace period, the bank will also consider it as normal repayment.

When the payment is delayed, the issuing bank of the payer shall notify the payer and urge him to raise funds and repay the payment as soon as possible. At the same time, notify the receiving bank and forward it to the payee. After the payer receives the payment, the bank will deduct the money according to the deduction order stipulated by the state, and go through the transfer formalities, calculate the compensation according to a certain proportion of the delay days and the delay amount, and transfer the money together with the money. Receiving unit. For long-term delinquent units, banks can stop using collection and acceptance settlement methods and use letters of credit or remittance settlement methods to protect the legitimate rights and interests of recipients.

Can the US Mission postpone the repayment?

If Meituan's loan is not paid, users can apply for an extension, as follows:

1. First call the service hotline 95 172 to contact the customer service of Meituan;

2. After connecting the phone, explain your intention to Meituan customer service and make it clear that you are temporarily unable to repay. It's best to provide some data and information to prove that you didn't deliberately fail to repay the loan, but didn't repay it; At the same time, remember to express your willingness to repay.

3. Finally, try to apply for extending the repayment period and repay the arrears in installments. In this regard, the Meituan platform should be considered as appropriate. Even if one negotiation is unsuccessful, users can adjust their repayment plans and try to communicate with Meituan several times.

4. If the negotiation is successful, the arrears can be repaid in installments on time according to the newly negotiated repayment plan. If the negotiations fail all the time, we can only find another way. For example, users can try to borrow money from close relatives and friends to raise funds to repay the arrears.

Can Meituan Finance negotiate with customer service to postpone repayment?

If Meituan's loan cannot be repaid, customers can directly call the financial service hotline 95 172 to negotiate with Meituan's customer service staff through manual service channels.

Explain your intention first, tell the other party that you are unable to repay, and provide relevant information to prove that you are really unable to repay, and you don't intentionally owe money, expressing your sincere repayment ideas. Then, you can try to apply for extending the repayment period and repaying in installments, and Meituan Platform will consider it as appropriate.

1. Users can call Meituan customer service hotline, transfer to manual customer service, and apply for negotiated repayment from manual customer service. To submit an application for repayment through negotiation, the loan must be overdue, and users should submit relevant supporting materials, which is conducive to the success of negotiation. And users can't submit proof materials, then the probability of successful negotiation will be greatly reduced.

2. In addition, if the user applies for repayment through negotiation, the customer service may directly refuse the user. After all, the user Meituan loans overdue has unilaterally breached the contract, and Meituan can refuse the user's repayment application through negotiation. If the user negotiates repayment successfully, he can repay according to the agreement of negotiation. If negotiation fails, overdue debts must be paid off as soon as possible, otherwise the negative impact of overdue records will continue to expand.

3. As for Meituan, users can apply for deferred repayment if it is not overdue. If the extension is successful, the extension time is not overdue. If the delay fails and the repayment is not made on time, the user will be regarded as overdue.

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