Yes, as a car dealer, the car that needs to be funded should not exceed half of the car price. Let the seller give you the enterprise account number of the financial company and directly transfer the money to the financial company. Move the car. Sign a second-hand car purchase contract.

Comprehensively consider the following points:

1, the amount does not exceed 40% of the appraised price. Simply speaking, how much can the black car sell?

2. Whether the mortgage of upstream financial institutions is formal,

3. Are the customer source channels familiar?

4. The vehicle must be controlled in its own hands.

Can I transfer the second-hand car mortgage?

Generally, ownership cannot be transferred. Generally speaking, the car bought by loan cannot be transferred before the car loan is paid off, because the car is mortgaged to the lending institution. If the vehicle is to be transferred, the creditor's consent must be obtained. The only solution is that you pay off the loan in advance, and then go to the relevant departments to handle the transfer formalities with the repayment list. The mortgage car cannot be transferred, and the car has been mortgaged, indicating that the property right of the car is temporarily not owned by the owner. Therefore, the owner has no right to transfer the car that does not belong to him temporarily to others. You need to pay off the mortgage and confirm the right after the mortgage is lifted before you can handle the transfer.

Handle vehicle-related formalities and deliver the vehicle. The following are three ways of car loan:

1. Auto financing company loan: Compared with bank auto loans, the threshold and procedures for auto financing company loans are more convenient, and the lender is required to provide copies of ID card, household registration book, marriage certificate, real estate license, residence certificate and income certificate. Generally speaking, auto financing company loans do not need local accounts or guarantees, and can be handled in 4S stores.

2. Bank car loans: Compared with auto financing company loans and credit card installment car loans, bank car loans are more independent. No matter what brand or model the lender wants to buy, he can apply for a bank car loan, and the repayment method is more flexible.

3. Buying a car by credit card: Unlike auto financing company loans and bank auto loans, buying a car by credit card requires paying interest. There is no interest on buying a car by credit card, but the lender needs to pay a certain installment fee.