Many friends will install bank apps on their mobile phones, largely for convenience. Do you know how to use the mobile APP loan of China Merchants Bank? If necessary, the borrower can apply for a loan directly from the mobile app of China Merchants Bank, which is not only safe but also reliable.
How does China Merchants Bank Mobile APP apply for a loan? (1) After opening the mobile APP of China Merchants Bank, find the option of my loan. (2) In my loan interface, click Loan. (3) Then click Apply for Loan. (4) When the borrower fills in personal information, it should be noted that the borrower's name, ID number, mobile phone number and city will be automatically displayed in the loan application interface, mainly because the personal information of the borrower reserved in the bank when handling the China Merchants Bank Card is related. What is the expected annualized interest rate of China Merchants Bank's mobile phone loan? The expected annualized interest rate of the loan term (%)/year 0-6 months (including 6 months) 4.356 months-1 year (including 1 year) 4.35 1-3 years (including 3 years) 4.753-5 years (including 5 years) 4.773.
Second, how to agree on the loan interest rate when borrowing money
It is recommended to apply for loans through bank channels. If you have a savings card of China Merchants Bank, you can log in to China Merchants Bank's mobile banking and click Home → All in it → Loan → I want a loan → Try to apply for a good loan.
Loan amount: the minimum is not less than 500 yuan, and the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved;
Repayment method: equal repayment of principal and interest;
Loan term: March, June, 12, 18 and 24 months are supported;
Borrowing cost: subject to the daily interest rate; There is no platform service fee.
Third, how to use China Merchants Bank to deposit interest?
You can directly log in to the mobile banking APP of China Merchants Bank and open the "deposit interest" project;
The login path of the mobile banking APP is: "China Merchants Bank Mobile Banking Login Interface-My All-in-One Card-Loan Management-My Interest Deposit Pass". Note: A customer can only open a "deposit and interest link" project through mobile banking; Those who have opened the "deposit-loan link" (including the "deposit-interest link" project and the preferential interest rate project for small and micro loans) may not open new "deposit-interest link" projects.
"Deposit interest" is a functional module of mobile banking based on the function platform of "deposit and loan link". Eligible loan customers can log in to mobile banking, self-help and check the "deposit and loan link" online; According to the end-of-day settlement fund balance of the one-card account designated by the customer, we will return the personal loan interest to you as agreed, and give you preferential personal loan interest rate.
4. How much is the interest of China Merchants app on borrowing money?
The interest rates of general loan apps are above five ten thousandths. If they can apply, their interest rate will be very high, which will cause certain economic pressure. The interest on borrowing money from the money account app is between seven ten thousandths and ten ten thousandths.