1. For intermediary loans of e-commerce companies, service fees must be paid first

The intermediary will pay the service fee after raising funds, and the loan funds will be credited to the borrower's account within two hours

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2. What proportions do some institutions charge for personal loan agency services?

There are several proportions

The intermediary fees charged by loan companies are generally 1,000 to 5,000. There are two billing methods for loan intermediaries: (1) Fixed loan fees are charged according to different loan products, generally ranging from 1,000 to 5,000; for example, car loans usually have a vehicle fee of about 500, a guarantee fee of about 200, and a car loan fee of about 200. The evaluation fee ranges from 300 yuan, and the GPS installation/disassembly fee ranges from 200 yuan; some lending institutions for housing loans are also fixed at around 1,000 yuan, and some loan intermediaries charge 1,500 yuan. The handling fee or service fee is generally based on the evaluation fee (2 ) is calculated as a percentage of the loan amount, generally ranging from 3% to 9% (some lending institutions are also called points; such as 3 points)

A loan intermediary company is a financial service institution that earns money from its services. On commission. It can be understood that if you pay the fee, basically as long as they can do it for you, they can help you operate it, which can save a lot of time. Similarly, if you rely on this service to make a living, then it is necessary and can help us in many ways. Choose the best deal possible.

1. Loan intermediary handling fees are generally several points: There are no clear regulations on loan intermediary handling fees. Generally speaking, normal intermediary handling fees are between 3-10 points. The payment agency fee is determined based on the city where the customer is located and personal qualifications. For example, in first-tier cities there are generally more than 10 locations, because the customer only needs to cooperate in providing information, and all other matters are left to the intermediary. , so the handling fee will be a little more expensive. Some intermediaries will also lower their prices by a few points to attract customers, so they are basically between 3-10 points.

2. Is the loan intermediary company reliable? Usually, intermediary companies are trustworthy, because the purpose of a formal loan intermediary company is to help customers complete the loan process, and then charge a certain amount according to the work. Handling fee. The amount of the handling fee usually depends on the difficulty and workload of the job, so the handling fee may be different for everyone. The editor here would like to remind you that the above situations are usually based on choosing a formal intermediary agency. Nowadays, many intermediary companies, large and small, are cheating in the name of intermediaries, so this is also the case with intermediaries. The reason why the company has a bad reputation. When choosing and investigating a loan intermediary company, be sure to proceed with caution. If it is a small-scale loan intermediary that constantly charges handling fees in advance, you should be wary. Most of these companies are unreliable, because in addition to making money themselves, formal intermediaries still rely on service and reputation to operate. It is basically not the style of formal agencies to charge more in the early stage.

3. How to pay the agency fee

The agency fee is only paid when the two parties reach a cooperation. After all, the second one can help you introduce the property and give you some ideas. It means the fee, but it is not the full agency fee. However, if the houses you and the two agents look at are the ones you plan to rent, you will be in a tragedy

4. What about the loan agency service fee? pay?

The seller needs to pay:

1. National handling fee: 3 yuan per square meter

2. Personal tax: 1% of the transaction price (if the seller is the only one If a house is more than 5 years old, it can be exempted)

The buyer needs to pay:

1. National handling fee: 3 yuan per square meter

2. Property registration fee: 80 yuan per set

3. Picture fee: 20 yuan per set

4. Land certificate fee: 20 yuan per set

5. Additional property owners: 10 yuan per person (more than one person pays 10 yuan for each additional person)

6. Deed tax:

A. The only house in the family is subject to payment: 1% for less than 90 square meters; 90-144 square meters (including 144 square meters) is 1.5%; more than 144 square meters is 3%

B. The second house requires 3% regardless of area

In the second-hand house sale, many sellers All require a net price, so the buyer needs to bear the taxes and fees of both the buyer and seller. All the above taxes and fees must be handed over to the Real Estate Bureau or Taxation Bureau in person when handling the transfer procedures. Do not entrust a real estate agency to handle them.

If you find a guarantee company to handle the loan procedures, you will also need to pay a guarantee fee of about 1,500 yuan. There is also the intermediary fee that you have negotiated with the real estate agent.