How to report a loan company

1. Log in to the official website of China Internet Finance Association;

2. Click on the reporting platform on the right side of the homepage;

3. Submit the complaint information.

China Internet Finance Association (NATIONALINTERNET FINANCE ASSOCIATION OF CHINA, English abbreviation NIFA) was approved by the Party Central Committee and the State Council on July 18, 2015, and was established by the People's Bank of China, the China Banking Regulatory Commission, the China Insurance Regulatory Commission, the Ministry of Industry and Information Technology, the Ministry of Public Security, the State Administration for Industry and Commerce, etc. The "Guiding Opinions on Promoting the Healthy Development of Internet Finance" (Yinfa [2015] No. 221) jointly issued by 10 ministries and commissions requires that the People's Bank of China, together with the China Banking Regulatory Commission, China Insurance Regulatory Commission and other relevant national ministries and commissions, establish a national self-regulatory organization for the Internet finance industry. On December 31, 2015, with the approval of the State Council, the Ministry of Civil Affairs notified the establishment of the China Internet Finance Association. On March 25, 2016, the China Internet Finance Association held its founding meeting and the first general membership conference in Huangpu District, Shanghai. Shanghai Mayor Yang Xiong and Deputy Governor of the People's Bank of China Pan Gongsheng *** both unveiled the association.

Introduction to the Association:

The first general membership meeting reviewed and voted to adopt the "Articles of Association of China Internet Finance Association", "Member Management Measures of China Internet Finance Association", "China Internet Finance Association Financial Association Dues Management Measures and other basic systems, and signed the China Internet Finance Association Member Self-Discipline Convention and the Initiative for the Healthy Development of the Internet Finance Industry. At the same time, the first board of directors and supervisors were elected. Li Dongrong was elected as the first president of the association.

The establishment of the China Internet Finance Association has received great attention from the Party Central Committee and the State Council. It is the first national industry association to assume special functions after the decoupling reform of industry associations in my country. It provides registration for the establishment of a national industry association and chamber of commerce. The system has made useful explorations. The association aims to standardize the market behavior of practitioners, protect the legitimate rights and interests of the industry, promote practitioners to better serve social and economic development, and guide the industry to operate in a standardized and healthy manner through self-regulatory management and membership services.

The first batch of unit members attending the establishment meeting of the association were 425, including banks, securities, insurance, funds, futures, trusts, asset management, consumer finance, credit information services, and Internet payment, investment, financial management, Lending and other institutions, including some institutions responsible for financial infrastructure and financial research and education functions, basically cover the mainstream and emerging formats of Internet finance.

How to complain about violent debt collection by small loan companies

Legal analysis: After encountering violent debt collection by online loans, borrowers can seek help in the following ways:

1. China Internet Finance Association:

Borrowers can follow the Internet Finance Association’s official account on WeChat, click Contact Us on it, and then click I want to report.

2. Banking Regulatory Bureau:

Borrowers can call the banking regulatory bureaus in various regions to make complaints. The contact information of the banking regulatory bureaus in each region is different, but they can be found online. of.

3. Jucomplaint:

Borrowers can follow the Jucomplaint WeChat official account on WeChat to complain about online loans that infringe on their rights and interests.

4. Industrial and Commercial Department:

Borrowers can make complaints on the national 12315 official Internet website. You can also follow the national 12315 Internet platform on WeChat public account to make a complaint.

5. 12321 Bad Network and Spam Reporting and Acceptance Center:

Borrowers who encounter illegal text message harassment can report complaints to the 12321 Bad Network and Spam Reporting and Acceptance Center. Report SMS URL : and website for reporting harassment calls:.

Legal basis: Article 2 of the "Constitution of the People's Republic of China" states that all power in the People's Republic of China belongs to the people.

The organs through which the people exercise state power are the National People's Congress and local people's congresses at all levels.

The people manage state affairs, manage economic and cultural undertakings, and manage social affairs through various channels and forms in accordance with legal provisions.

How to complain about harassment by a loan company?

If you are harassed by a loan company, you can complain through the following channels:

1. Send a text message:

You can edit the text message in the format of the malicious call number plus the call time. Send to 12321.

2. Send an email:

Edit the malicious call number and corresponding time and send it to the email address abuse@12321.cn.

3. Website reporting:

You can log in to the official website for reporting bad network and spam information (), and select reporting SMS, reporting phone number and other services on the homepage.

4. Customer service hotline to report:

You can call the national unified reporting hotline 01012321. After the call is answered, just explain the reason for the report.

Can I complain about offline loan companies by calling 12530?

According to the relevant information query, it shows: Yes. “12315” is the complaint and reporting hotline set up by the national industrial and commercial administration authorities. It has the right to manage all corporate enterprises, accept consumer complaints and reports, and mediate consumer rights and interests. You can call 12530 to file a complaint against an offline loan company. The industrial and commercial department will send someone to verify it. If it is true, they will ask for the return of the defrauded money.