Once sued, if the court fails to repay at that time, the court may enforce it, and may even list the borrower as a faithless person. We also need to pay attention to the fact that overdue itself will also bring serious adverse effects. Before the arrears are paid off, we will continue to collect penalty interest, and personal credit will be damaged due to overdue.
When applying for online loans, if there are overdue or multi-platform loan records, your information will be analyzed by big data risk control. If you are repeatedly rejected, it may even lead to the closure of your account, such as Bai Hua. If there is any abnormality in your online hacking data, you can get your big data and credit status by looking for "Pinecone Check". In addition, this query can obtain important data information such as your personal credit status, blacklist, application platform type, overdue status, overdue amount, and whether there are arbitration cases.
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Software that can borrow money even if the comprehensive score is insufficient?
If the comprehensive score is insufficient, I am afraid it is not easy to borrow money from the regular licensed loan platform in the short term, because it will be audited and the comprehensive evaluation of the system will not meet the standard, and the platform will naturally not lend money.
It is estimated that only some small loan platforms that have not been approved by the CBRC and do not hold financial licenses still have the opportunity to borrow money. Because the application threshold of such micro-loans is generally low, some even need to provide ID number or mobile phone number, so they can pay directly without review. However, most of these small loans are not very formal and it is not recommended to apply. It is impossible to say that you will encounter usury and fraudsters, resulting in personal money losses.
It is better to choose a formal and licensed loan platform for lending, which is safer. If the comprehensive score is not enough, you can suspend the application, solve the problems existing in personal credit, and then make a loan after handling it, so you should be able to get the loan smoothly. For example, if you have bad credit, you should be patient and spend more time to accumulate good records. If you have too much debt, you should repay it in time and reduce the debt.