Current location - Loan Platform Complete Network - Bank loan - Fuzhou, Xiamen and Hengyang have introduced measures to promote the property market.
Fuzhou, Xiamen and Hengyang have introduced measures to promote the property market.
Fuzhou issued a notice to promote the steady development of urban construction, including extending the performance period and supporting sales.

On February 15, the General Office of Fuzhou Municipal People's Government issued the Measures on Effectively Responding to the Epidemic and Promoting the Stable Development of Urban Development and Construction.

According to people from relevant departments in Fuzhou, the document has formulated 10 measures from four aspects: the term of performance, sales support, fiscal and taxation policies, and administrative examination and approval to help enterprises tide over the difficulties and help win the epidemic prevention and control war.

According to the new media report of Viewpoint Real Estate, ten measures are as follows: First, postpone the project commencement and completion period. Development and construction projects (including real estate projects, the same below) affected by the epidemic will be postponed according to the first-level response time of the epidemic. If a commercial housing sales contract has been signed, the delivery period will be postponed, and the enterprise will be exempted from the liability for breach of contract.

Second, the extension of the pre-sale period of the project was affected by the epidemic. If the land transfer contract clearly stipulates the pre-sale period of commercial housing, the pre-sale period will be postponed according to the first-level response time of the epidemic.

Third, adjust the payment period of land transfer fees for development and construction projects affected by the epidemic. The land transfer fee payable during the first-level response to the epidemic will be postponed to 10 day after the first-level response to the epidemic.

Four. If the development and construction projects that sign the land performance supervision agreement are affected by the epidemic, and the project output value, tax, production period and other regulatory indicators are not up to standard, the liability for breach of contract shall be exempted in proportion according to the first-level response time of the epidemic.

Verb (abbreviation of verb) Adjust the pre-sale conditions of commercial housing During the epidemic prevention and control period, if the total investment of commercial real estate projects reaches more than 25%, the pre-sale approval procedures of commercial housing shall be handled according to the regulations (the resettlement of commercial housing shall still be carried out according to the original regulations). Operating real estate projects can register real estate in advance after paying 50% of the land transfer fee, and formally register after paying all the land transfer fees. Accelerate the online signing and filing of commercial housing contracts, promote the sales of commercial housing, and support enterprises to withdraw funds in time.

Intransitive verbs expand the real estate sales model during the epidemic prevention and control period. In order to reduce the gathering of people, all development and construction projects will not be sold in the form of notarization and lottery, and real estate enterprises will be guided to build an online sales platform on the Internet, and the online public subscription and open house selection sales model will be implemented.

Seven, support the construction of resettlement housing projects, affected by the epidemic prevention and control can not organize the housing selection of real estate enterprises to recover the purchase price in time, after the local government confirmed the number of resettlement, the Municipal Housing Authority, the Municipal Finance Bureau audit, according to the procedures allocated for the purchase price.

Eight, increase the support of housing provident fund; After the development and construction project obtains the pre-sale permit of commercial housing, it shall go through the formalities for filing the provident fund loan property in advance. During the epidemic prevention and control period, if the personal housing provident fund loan cannot be repaid normally, it will not be overdue and will not charge overdue interest.

Nine, optimize the examination and approval of administrative license; Actively promote the agency service and examination and approval mechanism, legal engineering construction permits can review construction drawings, complete them according to the promised time, carry out online administrative examination and approval, and implement online examination and approval supporting measures such as unified identity authentication and electronic license to realize online acceptance, online examination and approval and express delivery. Applicants are no longer required to submit application materials through electronic license perception.

Ten, the implementation of fiscal and taxation financial support policies. Conscientiously implement the Notice of the People's Government and other five departments on Further Strengthening Financial Support for Prevention and Control in novel coronavirus, increase credit support, reduce the financing cost of enterprises, and extend or renew loans to enterprises that are seriously affected by the epidemic and have difficulties in repayment. For enterprises that cannot pay taxes on time due to the epidemic, the longest tax deferred time is 3 months.

Xiamen property market measures: increase financial support for housing enterprises and appropriately reduce rents for long-term rental apartments.

On February 14, Xiamen issued "Several Work Requirements on Actively Responding to the novel coronavirus Epidemic and Promoting the Healthy Development of the Real Estate Market".

These measures include supporting real estate enterprises to start construction as soon as possible, appropriately adjusting the examination and approval standards for the image progress of new commercial housing projects, increasing financial support for real estate development enterprises, ensuring the timely issuance of provident fund loans for buyers, and appropriately reducing the rent of long-term rental apartments.

Viewpoint real estate new media said that the document requires the implementation period to be from the date of publication to the end of 2020, and the implementation period has been stipulated in the article.

Including: 1. Support real estate enterprises to start construction as soon as possible, and eligible projects will be included in the list of priority protection projects.

Second, during the epidemic prevention and control period, real estate development enterprises should earnestly assume their responsibilities and conscientiously implement various epidemic prevention and control measures. The office space and sales site must do a good job in disinfection and epidemic prevention management of staff as required, gradually restore normal office, open the sales site in an orderly manner, and record the information and body temperature of people entering and leaving the marketing site. During the epidemic, encourage enterprises to implement online office; Without special circumstances, the promotion and sales of real estate projects mainly adopt online marketing, targeted marketing and decentralized marketing, and do not organize on-site sales activities with concentrated personnel; Salespeople should do personal protection, strengthen one-to-one service relationship, avoid cross-contact between salespeople and customers, and minimize the risk of infection.

Three, according to the impact of the epidemic on the construction progress, can be moderately adjusted to the new commercial housing project pre-sale permit project image progress approval standards.

Four, increase financial support for real estate development enterprises, and appropriately adjust the supervision mode of commercial housing pre-sale funds. Real estate development enterprises shall offset the pre-sale supervision funds with the bank guarantee or the guarantee provided by the holding company (or parent company) of the listed company.

Five, to ensure the timely and full payment of housing provident fund loans. During the epidemic prevention and control period, the entrusted bank of housing provident fund loans gives priority to credit funds to ensure the timely issuance of housing provident fund portfolio loans. Enhance the ability of employees to pay rent, support employees without housing to withdraw housing provident fund to pay rent, and timely allocate funds on a quarterly basis.

Six, during the period of epidemic prevention and control, units that have difficulties in production and operation due to epidemic prevention and control may apply for a phased reduction in the proportion of housing provident fund deposit or holdover; During the epidemic prevention and control period, if the unit holds over the housing provident fund and completes the deposit in the next month after the epidemic ends, it will accept the employee housing provident fund loan application according to the normal deposit.

7. During the epidemic prevention and control period, employees and their spouses who are hospitalized or treated in isolation due to infection in novel coronavirus, participate in the epidemic prevention and control, and temporarily lose their financial resources due to the epidemic prevention and control period will be repaid with housing provident fund loans, and the repayment will be made the next month after the epidemic ends, without overdue treatment or penalty interest.

Eight, accelerate the approval of the central government to support the development of the housing rental market pilot special funds, accelerate the enterprise support funds in place in batches, and complete the first batch of prepaid funds in the first quarter.

9. During the epidemic prevention and control period, support state-owned enterprises to appropriately reduce or postpone the two-month rent of self-sustaining long-term rental apartments, advocate institutional leasing enterprises to appropriately reduce or postpone the two-month rent, and make adjustments according to the development of the epidemic. During the epidemic period, the above-mentioned enterprises that implement rent concessions can be given 50% support according to the property tax and land use tax paid during the tax reduction and exemption period, and the amount of support does not exceed the total amount of tax reduction and exemption.

Hengyang, Hunan: Housing enterprises that implement housing subsidies and speed up the issuance of mortgage loans can pay in installments.

On the evening of February 14, the Housing and Urban-Rural Development Bureau of Hengyang City, Hunan Province, together with the Office of the Leading Group for Talent Work of Hengyang Municipal Committee, the Natural Resources and Planning Bureau of Hengyang City and the Finance Bureau, issued "Several Policies on Promoting the Stable and Healthy Development of the Real Estate Market (Trial)".

According to the new media of Viewpoint Real Estate, the trial policy is called "Balanced Seventeen Articles", which covers housing subsidies, reducing the cost of using land funds for development enterprises, controlling the total land supply, and increasing the support of housing provident fund.

The "Policy" mentioned that the purchase of new commercial housing (including residential and non-residential, non-residential excluding parking spaces, garages, utility rooms) and existing housing, the signing of an online agreement and the payment of deed tax. If the deed tax rate paid is 1%, the municipal finance will fully subsidize the purchaser according to the deed tax paid; If the deed tax rate paid is 1.5%, the municipal finance will subsidize the buyers according to 2/3 of the deed tax paid; If the deed tax rate paid is above 2% (including 2%), the municipal finance will subsidize the buyers according to 50% of the deed tax paid. If the underground parking spaces of newly-built commercial housing projects are sold for the first time, the municipal finance will subsidize the buyers according to the standard of 1000 yuan/unit.

In addition, the "Policy" also expanded the scope of housing subsidies for talents. On the original basis, it is proposed that full-time undergraduates in non-"double-first-class" universities can get a one-time housing subsidy of 50 thousand yuan.

In terms of housing provident fund, the policy stated that it is necessary to increase the support of housing provident fund and speed up the progress of mortgage loans. If the development project obtains the pre-sale permit of commercial housing and the progress of housing image reaches 1/5, individual housing provident fund loans can be issued after the pre-mortgage is in place. Adjust the policy of using provident fund. The implementation of differentiated support policies will reduce the processing time of mortgage projects of A-level credit enterprises by 30%; For projects with land mortgage, after the risk assessment is controllable, access and lending can be handled after the enterprise commitment is implemented.

In terms of land purchase by real estate enterprises, Hengyang Housing and Urban-Rural Development Bureau proposed to reduce the use cost of land funds for development enterprises. For the leased land of real estate projects, the land price can be paid in installments as planned, and the corresponding real estate registration procedures can be handled. 50% of the total land transfer price shall be paid one month after the signing of the State-owned Construction Land Use Right Transfer Contract, and the balance shall be paid before the registration of land real estate, and the longest period shall not exceed 12 months.

At the same time, after a real estate development enterprise purchases land and signs a land transfer contract and pays not less than 50% of the land transfer fee, all relevant functional departments can handle administrative examination and approval such as construction land planning permit, planning and design scheme review, construction project planning permit and construction permit. When handling the pre-sale permit of commercial housing, you must pay the relevant fees and go through the relevant procedures.

Hengyang City Housing and Urban-Rural Development Bureau proposed that the next step is to control the total land supply and tightly control the development land that matches the total land supply and investment attraction. Strictly control the degradation of industrial land and cooperate with platform companies to develop land.