The easiest way is to find an intermediary company. The cost is generally 1%. You can also talk to an intermediary specifically.
The self-service loan process is as follows:
The steps are as follows,
1: Go to the housing management office to inquire about the housing situation and whether the mortgage registration has been handled.
2. It is necessary to consult the competent bank first, and it is easier for small banks to lend money.
When all this is done, you can sign the contract with the deposit and then transfer the ownership.
4. Apply for a loan from the bank with the receipt provided in the housing exchange at the time of transfer, and submit the information needed by the bank.
5. The bank reviews the information. If the information is qualified, please ask the appraisal company to evaluate the house price.
6. The bank lends money to the seller. Note that it is directly to the seller's bank card.