The following procedures are required to unwind a car loan: 1. Contact the bank, auto finance company or guarantee company that issued the loan;

2. Complete the settlement procedures and receive the "Motor Vehicle Registration Certificate" 3. Go to the vehicle management office to apply for mortgage release registration. Motor vehicle owners who have the above procedures can go to the vehicle management office with their bank agent to apply for vehicle loan "mortgage release" registration. According to relevant laws and regulations, when applying for mortgage cancellation registration, the motor vehicle owner shall fill out an application form, and the motor vehicle owner and the mortgagee shall apply together and submit the materials required by law. To apply for cancellation of mortgage registration, the owner of the motor vehicle shall fill out an application form, and the owner of the motor vehicle and the mortgagee shall apply together and submit certificates and vouchers.

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1. The process of repaying the car loan and releasing the mortgage and getting the green copy is as follows:

First of all, if you apply for the registration of motor vehicle mortgage release, you should fill in the " "Motor Vehicle Mortgage Registration/Pledge Filing Application Form";

Secondly, the owner of the motor vehicle (mortgagor) and the mortgagee (bank) *** apply to the Vehicle Management Office together with relevant formalities;

The specific procedures and procedures are as follows:

(1) Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the district (city) or county traffic police brigade;

(2) Receive the "Motor Vehicle Mortgage/Cancellation of Mortgage Registration Application Form" and fill in the "Motor Vehicle Mortgage/Cancellation of Mortgage Registration Application Form";

(3) Receive the queue number;

( 4) Submit the "Motor Vehicle Mortgage/Cancellation of Mortgage Registration Application Form", identity certificates of the mortgagee and mortgagor, "Motor Vehicle Registration Certificate", the main contract and mortgage contract concluded in accordance with the law (cancellation of mortgage is proof of repayment) and other materials;

(5) Receive the "Motor Vehicle Registration Business Acceptance Certificate";

(6) Pay at the designated window of the bank (there is no such step for canceling the mortgage);

(7) Receive the "Motor Vehicle Registration Certificate" with the payment voucher (not required for mortgage cancellation) and the "Motor Vehicle Registration Business Acceptance Certificate".

2. Car loan application process

1. First, the borrower is required to prepare ID card, residence certificate, work certificate, loan purpose certificate and other supporting materials, go to a bank and fill in the An application form and a contract.

2. Then, wait for the bank’s pre-loan qualification investigation and approval. If the borrower meets the loan conditions specified by the bank, the bank will notify the borrower to fill in some loan form materials. If the loan applied for by the borrower requires a mortgage or guarantee, it is also necessary to sign a guarantee contract, a mortgage contract, and go through mortgage registration procedures; if it is an unsecured loan, there is no need to sign such a contract.

3. Secondly, banks issue loans to borrowers. Generally, banks will issue loans after approval within 2 to 3 weeks or 1 month, and the loan can be released as soon as 1 day.

4. Finally, the borrower pays the down payment to the car dealer and goes through the car delivery procedures with the passbook and the car delivery note issued by the bank. In the process of applying for a personal car consumer loan, the applicant needs a copy of the ID card, a copy of the household register, a copy of the marriage certificate, a proof of income, a bank statement, a copy of the real estate certificate and other procedures.