1, 18 years old and under 60 years old;
2. Residents with permanent residence in the local area have fixed residences in the local area;
3, have the ability to repay the loan principal and interest, stable income, monthly payment does not exceed 60% of the total disposable family;
4. A "one card" account has been opened;
5. The guarantee must naturally be provided by a third party, but the husband and wife cannot guarantee each other;
6. During the loan period, the insurance company recognized by the bank must insure the motor vehicle consumption loan guarantee insurance at one time and continuously insure the motor vehicle insurance;
7. Other conditions stipulated by the bank.
Information required for car purchase by installment:
1. ID card? household registration
2. Loan application form
3. Housing certificate
4. Personal income certificate
5. Guarantor ID card? Household registration book (all documents must be original and two copies).