At present, the maximum application amount of vitality flower is 300 thousand yuan, and the model is divided into three cards, namely small card, medium card and big card; The application amount for small cards is 500-5,000 yuan, the maximum for medium cards is 20,000 yuan, and the maximum for large cards is 300,000 yuan. The service period is 12-24.
The flower of exuberance adopts the pure credit loan model, and the borrower is not required to provide mortgage and guarantee. The amount is between 500-20000 yuan, and the daily interest rate is as low as 0.05%. And it supports borrowing and returning, which is very flexible. The requirements of vitality flower for application materials are very simple. You can use the basic information such as bank card to make a loan, complete the review in 3 minutes, and realize the loan receipt in 1 minute.
If the repayment cannot be made in full and on time within the extended period, it may become overdue, which may have the following effects:
1. Pengbo Huayuan, like other online lending platforms, will be charged a late fee if it is overdue. The longer the overdue period, the more late fees will be charged by Booming Flower, which will greatly increase the economic burden of the borrower.
2. The Flower of Vitality has been connected to the JD.COM platform at present, and it will definitely be recorded in the background after it is overdue. Users who want to apply for long overdue loans will find it more difficult and may even be rejected directly.
3. SMS and system reminder will be sent within three days after the deadline. There will be a reminder call to contact the borrower in three days. If the time is delayed for a long time, it will be collected, and it may contact the borrower's address book relatives and friends, which has a great impact on personal life.