There are many institutions that can lend you money, such as banks, credit companies and small loan companies. The most reliable is the bank, but I don't know if your conditions are met.
First of all, what do you want to borrow, how much money are you going to borrow, whether your personal credit information is good, whether you have real estate and a stable income? These are the first conditions for the loan.
Who can give me a loan?
It is recommended that you choose formal channels to handle loans, such as bank channels;
The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.
The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.
What are the reliable lending platforms?
Reliable lending platforms include Ant Lending, JD.COM Gold Bar and Du Man Finance.
1, ants borrow it:
Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Promotion Plan" and providing inclusive finance services for small and micro enterprises and individual consumers.
"Borrowing" is a loan service launched by Alipay. At present, the application threshold is more than 600 sesame seeds. According to different scores, the loan amount that users can apply for ranges from 1 0,000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
At present, consumer loans issued by e-commerce giants are mainly aimed at the staging of consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.
2.JD.COM gold bars:
As a sub-brand of JD.COM Digital Technology, JD Finance includes personal finance, corporate finance and financial technology. , and is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions to improve business efficiency, reduce costs, increase income, and work with financial institutions to better serve individuals and corporate users.
JD.COM Gold and Silver is a credit loan product. If you can't get a gold bar loan in JD.COM or you don't have a gold bar entrance in JD.COM, it means that your information has not passed the system evaluation for the time being, and you can't provide gold bar loan service at present.
JD.COM gold bar is a credit loan product. According to the comprehensive evaluation of the system, opening the application is not supported at present. Click on the entrance of the gold bar and then click "I can't serve you", so you can't open the gold bar temporarily. You can find gold bars in two places:
(1) jingdong financial APP:
[home]-[borrowing money]-[gold bars] or [me]-[my gold bars]
(2)JD。 COM mall application:
[My]-[My wallet]-[Gold bars]
3. The degree of small full financial:
Xiaoman Finance, formerly known as Baidu Finance. 2065438+In April 2008, Baidu announced that its financial services business group had officially completed the signing of the split financing agreement. After the split, Baidu Finance will launch a new brand "Du Xiaoman Finance" to achieve independent operation.
Baidu's internet finance business began on 20 13. 20 15, the existing financial business was integrated into a financial business group, and the financial business was upgraded to Baidu's strategic position. Mr. Zhu Guang, Senior Vice President of Baidu, is fully responsible for this.
Who can recommend me some reliable loan apps? I need them badly.
In recent years, many online lending platforms have appeared in the market. Here are three formal and reliable credit loan products, Xiaoman Finance's Lending Treasure, Micro-Lending Treasure and Spending Treasure.
Borrowing in Alipay is a loan service for personal consumption. It is understood that the daily loan interest rate is between 0.0/kloc-0.5% and 0.065%, and the maximum loan amount is 300,000 yuan. The comprehensive evaluation of each account is different, and the interest rate and amount are also different. See the page.
Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which has been launched on mobile QQ and WeChat. The maximum amount of small loans is 300,000 yuan, with daily interest and no penalty interest for early repayment. The specific amount and interest rate are subject to the page display.
Qianhua is a credit brand owned by Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services and borrows money to Xiaoman Financial APP.
Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.
These three brands of loans have the advantages of simple application, low interest rate and fast lending.
This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.
This is the end of the introduction about who can lend me money and who can lend me money to buy a house. I wonder if you have found the information you need?