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How to apply for a bank loan for a Chengdu construction labor service company?

1. How to apply for a bank loan for a Chengdu construction labor service company?

First, how much is the loan? Second, what evidence do you have? Third, how long is the loan?

2. How much loan can a construction labor service company get in three years of operation?

Less than 5 million. If the company has been operating for more than one year, the maximum corporate credit loan is 5 million yuan. The amount of the loan that can be borrowed mainly depends on the business status and income of the company. The operating loan limit is very high, with the maximum limit being 10 million yuan. Some commercial banks and lending institutions can even lend 30 million, but not every company can lend such a high amount. The amount of operating loans is generally the responsibility of each commercial bank branch. Generally speaking, each commercial bank branch develops its personal loan business development strategy and risk control capabilities based on the local credit market. The loan amount is calculated based on the entity's production scale, profitability, cash flow, and asset status.

3. What are the accounting techniques for construction labor service companies?

1. For bank loans: Calculate the loan amount, interest, and some additional expenses.

2. Personnel salary: Check the information and salary of each employee line by line against the personnel table. This is safer.

3. Marketing taxes and additional taxes: Each invoice and tax invoice must be checked against the corresponding tax before it can be entered into the account.

4. Profit earned: Correlate the fees signed in the contract with the actual fees earned, and then review them one by one.

5. Monthly financial summary: Record the financial expenditures and incomes, large and small, in detail and keep the originals, and conduct a monthly financial summary.

4. How much is the interest rate for an overseas labor loan of RMB 40,000 for 3 years?

You can find out just by asking at the bank