Property buyers can use provident fund loans to buy faster houses, but they need to meet the following conditions: 1, with local permanent residence or valid residence certificate; 2. Have a stable job and income and the ability to repay in full and on time; 3. Continuous full deposit of housing provident fund for more than half a year; 4. Agree on the mortgage of the purchased house; 5. The purchased house is occupied by itself, and the nature of the land is allocated by the state for residential land.

Second, is it not possible to use provident fund loans for faster houses?

Different cities have different mortgage policies. You can dial 95555 at 8:30- 18:00 and select "2 manual service-"1"personal banking-"4 "personal loan business to enter the manual service verification.

3. Why can't I get a provident fund loan when I have a house under my name?

Provident fund is a welfare treatment set up to improve employees' housing conditions. Only two purchases are supported. The first house has a down payment of 30%, with a maximum loan of 1.2 million, the second house has a down payment of 60% and a maximum loan of 600,000. Provident fund loans are the principle of recognizing houses and loans. If you have bought a house twice before, you can't continue to use the provident fund loan even if you don't use the provident fund loan and the house has been sold.

Fourth, is it impossible to use provident fund loans for faster houses?

Of course, you can use the "five certificates and two books" of the housing provident fund for faster delivery, namely: first, the planning permission for construction land, third, the construction project commencement permit, fourth, the state-owned land use permit, and fifth, the pre-sale permit for commercial housing, which is referred to as "five certificates". Among them, the first two certificates are issued by the Municipal Planning Commission, the construction city by the Municipal Construction Committee, and the state-owned land use certificate and the pre-sale permit of commercial housing by the Municipal Bureau of Land Resources and Housing Management. One is the residential quality guarantee, and the other is the residential instruction manual; The housing provident fund management center will also review the qualifications of developers.