1, from the financial point of view, loans to individuals or enterprises are generally not cash, but are generally deposited directly into the account of individuals or enterprises in the bank. People make transactions or through banks, and the funds paid by individuals to others form other people's deposits ~ ~

2, from a macroeconomic point of view, it can also be considered that loans to economic units will certainly drive production and consumption, while consumption will stimulate production, and the production of manufacturers will inevitably bring employment, so that workers will have income, of course, not completely consumed, and some will form deposits.