Sichuan News Network reporter learned from the opinions issued that Neijiang will increase the amount of housing provident fund loans, the maximum amount of personal loans will be raised to 400,000 yuan, and the maximum amount of loans for both husband and wife will be raised to 600,000 yuan. At the same time, relax the loan conditions and reduce the minimum down payment ratio of the first suite to 20%; Will settle the loan of 1 suite, and reduce the minimum down payment ratio for buying a second suite to 30%.
At the same time, the Opinions implement housing subsidies and encourage the monetization of shantytown renovation. For families who choose monetary resettlement from June 1 day to February 3 1 day, if they buy new ordinary commercial housing in Neijiang main city, they will enjoy the financial subsidy of 80 yuan/m ㎡ for newly purchased commercial housing by virtue of the Monetary Resettlement Compensation Agreement for House Expropriation and the online contract of commercial housing.
During June1-June 65438+February 3 1, rural residents, university student village officials and university students who graduated from colleges and universities in the main urban area of Neijiang gave 80 yuan/㎡ financial subsidies; Give a financial subsidy of 150 yuan/㎡ to the families who introduced talents in the "Sweet City Talent Introduction Project" in Neijiang during this period; During this period, families who signed a contract to buy houses at the housing fair organized by Neijiang Real Estate Association will be given a financial subsidy of 20 yuan/㎡.
The Opinions also increase financial subsidies to financial institutions, and provide loans (excluding housing provident fund loans) for households to purchase self-occupied ordinary commercial housing within the jurisdiction of Neijiang City in accordance with national policies. The loan interest rate does not exceed (including) the benchmark loan interest rate announced by the People's Bank of China for the same period, and the time for signing the loan contract and issuing the loan is between May 1 day and June 1 day.
At the same time, preferential tax policies are also implemented. Individuals who purchase non-ordinary houses for more than 2 years (including 2 years) for external sales will be subject to business tax according to the difference between their sales income and the purchase price; Individuals who purchase ordinary houses for more than 2 years (including 2 years) for external sales shall be exempted from business tax.