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How about Ping An Pratt & Whitney mortgage?
Ping An Pratt & Whitney Premium Mortgage is a loan product aimed at the capital turnover of friends aged 22-25 who have real estate in the local area. Anyone who meets the product requirements can apply.

Loan amount: 200,000 ~ 300,000 yuan

Loan term: 12/24/36 months.

Loan interest rate: 0.67%- 1. 12%/ month.

Application conditions:

1. Age requirement: 25~55 years old.

2. Residence requirements: currently living, living or working in the application place for 6 months.

3. Property requirements: 1) local commercial housing; 2) The mortgage is being repaid or settled.

Summary: It is worth noting that this product only accepts applications from friends with mortgages. You can't apply if you buy a house in full. But if your mortgage has been settled, you can apply.