Buying a house is a bank mortgage loan. If I apply for provident fund, will I get a repayment card from the provident fund every month? This will not happen. If this is to be said, it is his provident fund or the one on the provident fund. If it is a bank, it will be deleted from your product machine.
Second, the provident fund loan will be automatically credited to the co-branded card every month, and will be repaid after the loan is repaid. ...
There is no money in the co-branded card, and it will only be credited to your card if you return it (for the first time). After that, you can repay the provident fund, that is, you can use the provident fund to repay part of the loan every month or withdraw it quarterly.
3. Does the monthly money in the provident fund loan automatically hit the repayment card?
Buying a house with a provident fund loan will not automatically transfer the paid provident fund to the bank card every month. Business to be processed:
1. There are two ways to repay the provident fund, one is the annual repayment method and the other is the monthly repayment method. The bank will deduct money from the provident fund account after you have repaid the provident fund monthly.
2. If there is money on the repayment bank card, the money will be deducted from the bank card first, and then the same amount will be transferred from the provident fund account to the bank card.
3. If the balance of the provident fund account in the current month is insufficient, you need to deposit cash in the bank.
4. Can the provident fund be transferred automatically every month?
Can the provident fund automatically transfer cards every month? Will the provident fund be automatically transferred to the provident fund card every month? Won't the paid provident fund be automatically transferred to the bank card every month? Need to handle business, if the provident fund is repaid monthly, the bank will deduct money from the provident fund account every month. If there is money on the repayment bank card, the money will be deducted from the bank card first, and then the same amount will be transferred from the provident fund account to the bank card. If the balance of the provident fund account in the current month is insufficient, you need to deposit cash in the bank. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.
Can provident fund loans be repaid automatically every month? Can it be used to repay the loan every month? The employee shall sign an entrustment withdrawal agreement with the local housing provident fund management center with the loan contract, mortgage registration certificate issued by the housing management department (purchase invoices can be provided if the housing in other cities is not mortgaged), repayment passbook (or the latest repayment list), ID card and housing provident fund card. When the account balance is sufficient, the monthly repayment can be automatically offset by the balance of the provident fund account.
Can the provident fund repay commercial loans every month? According to the loan contract signed by the loan bank and the borrower, the borrower shall repay the loan on a monthly basis in the month after the loan is issued. There are two specific ways, the borrower can choose: go to the loan bank on June 1-20 every month to repay the loan principal and interest in cash; The entrusted loan bank deducts money. The borrower and the loan bank sign a withholding repayment agreement and apply for a personal repayment savings card. The borrower can pre-deposit the repayment amount for several months at one time, or deposit all the repayment amount in the nearest bank savings office before the 20th of each month, and the bank will directly deduct the loan principal and interest from the borrower's savings account. The borrower can repay all the loan principal and interest in advance at one time, or part of the loan principal in advance: repay all the loan principal and interest in advance, and the loan bank will re-approve the remaining loan principal and interest of the borrower according to the actual number of days of loan occupation; Repay part of the loan principal and interest in advance, and the loan bank recalculates the borrower's monthly repayment amount or loan term according to the remaining loan principal.
Is the provident fund transferred to the card? Hello! The housing provident fund is not transferred to the card, but stored in your personal account in the housing provident fund management center. Thanks for reading!
Can I pay my own provident fund? Can the provident fund be self-sufficient You can't pay your own provident fund. Deposit ratio of housing provident fund: the basic deposit ratio of housing provident fund is: unit 12%, individual 9%, and the maximum deposit ratio of housing provident fund for units and employees does not exceed12%; Each deposit unit may, according to its own production and operation, appropriately reduce the deposit ratio of housing provident fund in stages, but the minimum deposit ratio shall not be less than 5%. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. Newly established units shall, in accordance with the provisions, open accounts in time and pay housing provident fund for employees in full and on time. Your unit shall, within 30 days from the date of its establishment, handle the registration of housing provident fund deposit with relevant materials at the collection window of each management office under the Municipal Housing Provident Fund Management Center.
Can the husband and wife housing provident fund be automatically withdrawn and repaid every month? The provident fund paid every month can't be repaid every month. Monthly payment is paid back every month, and the provident fund is withdrawn once a year. 1. The provident fund you pay every month will be deposited in the current account and cannot be used. By July of each year, the Provident Fund Center will close your current account and turn it into a fixed account, and then you can repay the loan from the account. Second, the housing provident fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
20 18 how many times can I withdraw the provident fund? Can I mention it every month? No, provident fund loans are generally withdrawn once a year; You can also transfer money directly from the provident fund management center every month. If you need to withdraw the balance, you can only withdraw it once when necessary. You can't withdraw it every month like a salary.
Can the monthly provident fund be paid monthly? How much provident fund you pay each month has nothing to do with your monthly payment. The amount paid by the provident fund is calculated according to your income in the previous year. Every year in July and August, the accounting department of your company will adjust it for you, or increase or decrease it. If you detain part of it, your company will pay you the other part. For example, your monthly salary will be withheld from 500 yuan, and what you actually receive is 1 0,000 yuan.
Can the provident fund be automatically transferred to the repayment account every month? Yes, the repayment method of the provident fund loan is a one-time repayment method. The balance of the provident fund is withdrawn from the housing provident fund account and the loan is returned at one time. Many people repay their loans in this way after retirement. After repayment, if there are still outstanding loans, the remaining loan principal and repayment period will be recalculated to determine the future monthly repayment amount. Stop repaying the loan for several months, withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months. (The time to stop repayment depends on the amount of repayment in advance, but it cannot exceed 12 months. After the repayment period ends, the lender shall continue to repay the loan on a monthly basis. The interest owed during the suspension period is not subject to penalty interest or compound interest, and will be deducted from the monthly repayment after the suspension period. Some property buyers have changed their income at a certain stage (such as illness, childbirth, unemployment, etc.). ), and they often use this way to repay the loan. Monthly repayment method directly withdraws the provident fund from the provident fund account every month to repay the loan. When the amount of housing provident fund withdrawn is insufficient, the lender shall make up the repayment amount in time.