You must know the legal knowledge of buying a house in nine aspects, namely "four gold" and "four fees" when buying a house. At present, housing prices in the third and fourth lines are being heated up. If you want to buy a house, you will go through many procedures, such as paying a deposit and deposit, as well as the insurance premium for the house loan. This process is troublesome. If you don't have some legal knowledge, you may be cheated by the seller. Therefore, before buying a house, we must make full preparations to avoid into the pit.

First of all, when buying a house, you may not know the four gold. Divided into deposit, security deposit, subscription fund and sincere fund. First of all, the deposit means that some fees paid as a guarantee are legally binding before signing and performing the contract. Once you give the money, it cannot be refunded. The deposit is an advance payment and has no legal effect, that is to say, it can be refunded as long as the contract is fulfilled. The third is to subscribe for funds, which means that you can enjoy certain discounts, but this is artificial and has certain risks. The last kind is sincerity money, which is some spontaneous behavior between the parties and is not protected by law.

Many people are buying a house for the first time, and they have no idea what gold is. The intermediary asks them to pay whatever money they want, and some money can't be refunded in the end. And it is illegal and not protected by law. Therefore, when you apply for a bank loan, you must recognize these overlord clauses and never into the pit yourself.

What legal knowledge do we need to know in the process of buying a house? Please write it in the comments below.