You can borrow money across banks. As long as it is a UnionPay card marked with the UnionPay logo, you can cross-bank loans, but you need to charge an inter-bank handling fee. The handling fee is stipulated by the issuing bank of the bank card, and the regulations of each bank are different. There is a handling fee for withdrawing money from different places. 1. If you apply for a mortgage loan, you can only borrow from one bank. 2. If the pledged loan you handle is pledged, that is, the deposit can only be pledged once, and the application cannot be repeated. 3. If you are mortgaged, such as real estate, you can only mortgage it once, and you can't apply again.

1, Huimin loan can be withdrawn from banks, but it is better and more convenient to withdraw cash at home. Huimin loan is an online loan product. As long as you bind the corresponding bank card, you can lend money to this bank card and then withdraw money from ATM machines (including inter-bank ATMs). It is understood that Bank of Communications Huimin Loan can be withdrawn. The withdrawal method is the same as that of ordinary bank cards. You can withdraw money at the bank counter or ATM. However, if you withdraw more than 50,000 yuan, you need to make an appointment at the counter. When the system receives the applicant's loan application request, it will automatically review and finally display the loan amount in the personal loan application account in digital form. At this time, the applicant needs to open a bank card service in his personal account and bind the savings card in his personal name for online withdrawal.

You can withdraw money from different banks. As long as it is a UnionPay card with the UnionPay logo, you can withdraw money across banks. You can withdraw money from the ATM of any bank, but you need to charge an inter-bank fee. The service fee shall be stipulated by the bank issuing the bank card. Every bank has different rules. There is an extra service charge for withdrawing money from other places. You can withdraw money across banks, and you need a certain handling fee. Any UnionPay card marked with the word "UnionPay" can withdraw money across banks, but it needs to pay an inter-bank handling fee.

3. Bank cards can be used for cross-bank withdrawals, as long as a handling fee is charged. According to the collection rules of the five major banks, the inter-bank withdrawal fee for ATMs below 2000 yuan ranges from 1.6 yuan/transaction to 2.4 yuan/transaction; 2,000 to 5,000 yuan, ranging from 4 yuan to 6 yuan; 5000 yuan to 10000 yuan, each 8 yuan to 12 yuan; 10000-50000 yuan, 12- 18 yuan. To sum up, the transfer fee of more than 5,000 yuan is still relatively high. If you can choose to transfer money by mobile phone, try to withdraw money from the bank, and there will be no handling fee. Generally speaking, after the loan is approved, the funds can be received within one or two working days. However, some people have approved the loan application, but the funds cannot arrive. There are three main reasons for this situation: first, the loan application is approved, but the loan is frozen; Second, the bank card is not bound, and the funds cannot reach the user account; Third, the loan approval speed is slow.