1. 1. The re-loan amount shall not exceed the loan balance of the original commercial bank, and shall not exceed the upper limit of the specified amount of housing provident fund loans; 2. Having a personal housing loan in a commercial bank and having a good reputation; 3. The applicant's family property shall not exceed 2 sets (including 2 sets) as of the date of application; 4. Other conditions stipulated for applying for housing provident fund loans.

Second, 1, the information needed to apply for housing provident fund loans; 2. The original and photocopy of the mortgage property certificate (other people's property can be used as collateral); 3. The certificate that the commercial bank agrees to prepay and the original and photocopy of the loan statement in triplicate; 4. Collateral evaluation report.