MPOWER is very popular among North American students. One of the main investors in this company is ETS, an educational examination service company. Mpower is a public welfare company, not an ordinary private loan company, with offices in the United States and Canada. They don't need guarantees and mortgages, and the amount of payment depends mainly on the schools and majors that students apply for. And only a small amount of interest needs to be paid during the school period and within 6 months after graduation. Paying back the principal after graduation relieves a lot of pressure on students and families.