At present, the microfinance on the formal platform is supervised by the state and banks, and there will be no big problems, but there are many traps in interest and repayment methods, so we must be careful.

Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry.