1. Bank loans: Since the central bank cut interest rates in June 20 17, the benchmark interest rates implemented by banks are: the interest rate for loans with a term of less than one year (including one year) is 4.35%; The interest rate for one year to five years (including five years) is 4.75%; More than five years is 4.90%. In 20 18 years, banks will also implement this benchmark interest rate.
2. Provident fund loan: the benchmark interest rate of provident fund loan is 3.25%, and the interest rate of second home loan generally rises 10%.