4s shop car loan has failed. If it does not meet the requirements of 4s shop car loan, the loan review will definitely fail. Generally speaking, the requirements for handling a car loan in a 4s shop are as follows: the car buyer must be a China citizen aged 18 with full civil capacity. Car buyers must have a relatively stable job and a relatively stable economic income or have assets that are easy to realize. During the loan application period, the car buyer should deposit no less than the down payment stipulated by the bank in the account of the bank savings counter. Provide bank-approved guarantees to banks. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan. Car buyers are willing to accept other conditions that the bank deems necessary.