The major state-owned banks fluctuate according to the borrower's situation, loan term, loan type and benchmark interest rate issued by the People's Bank of China. At present, the benchmark interest rate is 5.6% for half a year and 6.00% for one year, and it will be implemented for half a year to one year. The amount of mortgage varies according to the collateral, and there are many kinds. For details, please consult the branches and business departments of banks! Welcome to China Banking Department, SME Department and Personal Finance Department for consultation.