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Can I still use the provident fund when I buy a house with a loan of more than 1 year?
In Chinese mainland, after the house loan is paid off, the balance in the provident fund account can continue to be used. In other words, even if you have bought a house and are repaying the loan, you can still continue to handle the provident fund withdrawal business in the housing provident fund management center where you buy a house, including withdrawing housing provident fund and withdrawing housing provident fund loans.

It should be noted that according to local policies and regulations, the withdrawal of housing provident fund loans needs to meet relevant conditions and processes, such as early repayment and personal credit status. In addition, the balance in the provident fund account may also be affected by local policy adjustments, so it is necessary to pay attention to policy changes and notices in time.