1. If there is no credit problem, you can get a loan. There is no law that people who have had criminal cases cannot apply for loans or credit cards in banks. People who have had criminal cases can apply for loans or credit cards from banks like ordinary people.

2. The following are bank loan conditions for reference:

(1) Bank loan requirements:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

(2) The procedures for handling unsecured loans are generally divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the credit information of customers, including whether the credit rating of customers has illegal records, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.