The guarantee shall meet the following conditions:

1, a natural person with full capacity for civil conduct, aged between 18 and 65;

2. Have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status;

3. Have a good credit record and willingness to repay;

4, with a stable source of income and the ability to repay the loan principal and interest in full and on time.

The following types of people cannot be loan guarantors:

1. Husband and wife cannot vouch for others;

2. Household registration personnel outside the loan place cannot guarantee for others;

3. If you can't support yourself, have no source of income, and have no ability to repay the principal and interest for others, you can't guarantee for others;

4. Retirees do not act as guarantors;

5. Other reasons lead to audit failure.