1, preliminary examination;
The preliminary examination mainly examines the basic information and credit information submitted by users. If the information is true and effective and the credit information is good, it is generally easier to pass the preliminary examination.
However, for users whose credit information is not particularly good, don't worry too much. According to the small partners of Zhongan Xinye, there was a bad debt in their credit report, but it finally passed the audit.
2. Telephone audit;
Telephone audit is mainly to give the borrower himself and the contact person reserved by the lender to call to verify the information.
When calling the lender himself, everyone must ensure that the questions they answered are consistent with the information submitted. Usually, they ask questions around the information filled in by users. If the two are inconsistent, it will easily lead to the failure of the application.
3. Video review.