Agricultural Bank of China's small loan of 654.38+10,000 yuan requires different conditions according to different purposes. Take home improvement loans as an example, provided that they have China nationality and full capacity for civil conduct, and hold legal and valid identity documents. Having a fixed residence, a stable work unit or a stable business place.

The source of income is stable, and it has the ability to repay on schedule. The credit record is good, and the credit score meets the entry requirements. And meet other conditions stipulated by the Agricultural Bank. The loan amount generally does not exceed 500,000 yuan (up to 10 million yuan in some areas), and the longest loan period can reach10 year.

Extended data:

Interim Measures for the Administration of Personal Loans Article 11 An application for personal loans shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions.

Agricultural Bank of China-Decoration Loan