At present, the annual interest rate of 3-5 years (including 5 years) loans announced by the People's Bank of China is 4.75%. According to the benchmark interest rate, with the interest rate unchanged, the principal and interest will be repaid in equal amount. The total repayment amount is 393,895.15 yuan, and the monthly repayment amount is 6,564.92 yuan. The average capital method is adopted, and the total repayment amount is 392,255,438+0 yuan per month.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.