Table of repayment coefficient of equal principal and interest for commercial housing loans (benchmark down by 30%) 2008,12,23 Monthly repayment amount of loans (RMB) per 10,000 yuan, and the loan period is several months. Interest rate ‰ repayment coefficient: one-year (12) period 3.0975850.2065877 two-year (24) period 3.1500 433.270005.9337700 five-year (60) period 3.360010. 629 1 1 16 nine years (108) 3.465011.1541086 ten years (/kloc 0 94.52759377 twelve years (144), 3.465088.35438+094 thirteen years (156), 3.4650838+05982 fourteen years (168), 3.466. 30% off the monthly interest rate of 3.465! %D%A Q: %D%A Then why do I think the bank has a 60% discount? Is 2008 the same as now? %D%A Answer: %D%A Bank loans can only be discounted by 30% if they are housing loans. This is the lowest interest rate, below 144 square meters. Only customers who apply for a loan for the first time can do it. 60% off is a bluff. The interest rate of bank loans is stipulated by the People's Bank of China and cannot be changed at will. The country has not changed since 08. 12.23. %D%A