1. What does the pre-application for student loan mean?

1, the qualification of "prospective freshmen" who study in different places to provide loans. The key targets in the pre-application of student-origin student loan are: graduating students from ordinary high schools and secondary vocational schools, students from low-income families, students from families with financial difficulties who have set up files and set up cards, and disabled students with financial difficulties. On the one hand, the pre-application of student-origin student loan is to reduce the pressure on the qualifications of loan students during the student loan period, on the other hand, it also provides convenience for the "prospective freshmen" of the school.

2. Legal basis: Article 2 of the Regulations on the Administration of National Student Loans (Trial)

The purpose of national student loan is to help students with financial difficulties complete their studies, and to help them solve their financial difficulties and daily living expenses.

Second, students' origin loans

To apply for a student loan, the borrower should first fill in the application form for review and affix the official seal; Bring relevant supporting materials to the county funding center to submit an application; After the county funding center has passed the examination, it shall be confirmed and sealed; Students go to the local rural credit cooperatives, and after the approval of the China Development Bank, the local rural credit cooperatives open personal accounts for borrowing students according to their applications.

2. What is the student loan information network of China Development Bank?

Although the living standard has been greatly improved, there are still many children from poor families who still have difficulty in going to college. In order to help these poor college students successfully complete their studies, the state has launched a student loan. You can apply for a loan through the student loan information network of China Development Bank. Many people don't know the student loan information network of China Development Bank. Let's take a closer look.

The student loan information network of China Development Bank is a national student loan website independently operated by China Development Bank. College students can register on the national student loan information network, apply for loans and inquire information through the national development bank student loan information network. In addition, you can also see the contact information of branches and funding centers of national student loans on the student loan information network of China Development Bank.

The national student loan information network includes the following important parts:

1, student online service system. In the national student loan information network, students need to be familiar with the student online service system. After registering the student online service system and successfully logging in, you can apply for a loan through the student online service system. If they need to renew their loans, they can also apply through the student online service system. In addition, students can also query the current loan information through the online service system.

2. Frequently asked questions. "Frequently asked questions" are very helpful to those students who don't understand the national student loan, such as how to apply and register, how to repay the student loan, overdue repayment and so on. You can find answers in frequently asked questions, which is very practical.

3. Contact information of branches and funding centers. Although there is the contact information of the student loan call center on the student loan information website of China Development Bank, for students who apply for student loans, the loans they apply for are well known by branches and county funding centers, so you can find the contact information of your own loan branches and county funding centers in the contact information of branches and funding centers, and then consult the details of your own loans.

The national student loan is a supportive loan product. The main purpose of the national student loan is to help full-time college students from poor families. Graduate students will not give up their studies because of poor family circumstances. The student loan does not need to be repaid during the school period, and the borrower begins to repay it after graduation.

3. What is the website for applying for student loans?

You can apply for a loan on/above!

The general loan process is that you submit personal loan requirements and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant and arranges a special person to contact the loan applicant. If the contact person passes the preliminary examination, then guide the loan applicant to provide the required materials, and then finally issue the loan.

General loan application, the required materials are as follows, you can refer to your own judgment-

Original and photocopy of the borrower's valid identity certificate;

Local permanent residence or valid residence identity certificate

Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc.

The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the real estate * * * agree to pledge and mortgage.

A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.

Credit certification materials of the guarantor.

Collateral appraisal report issued by the appraisal department recognized by the society.

Other documents and materials stipulated by the bank.

Depending on the purpose of your loan, the loan method is different! You can go to Easy Loan China official website to learn more about loans. You can also submit a loan application online to see if your qualifications match the relevant institutions. Click on the online application link:

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4. What is the entrance of China Bank's student loan?

Log on to the website of Bank of China, open and click on the loan, then find the student loan and click on it to apply.