1, the new version of the personal credit report management regulations, the loan and repayment records are extended to 5 years, that is, the use record of ant borrowing will be reflected in the personal credit report for 5 years.
2. The loan account is mainly used for the loan account. Every time you use a loan account, you will increase the number of accounts and increase the loan record. Even if the debt has been settled and the account has been cancelled, the loan record still exists in the personal credit report for 5 years.