Campus loan solves the urgent consumption demand of college students to a certain extent, and also encourages college students to do more part-time jobs and integrate into society in advance on another level. However, for college students with a single source of income, the excessive amount of campus loans will inevitably hide many dangerous signals, and some college students who are short of money but full of consumption desire will become victims of "campus drug loans". College students themselves need to establish correct values and rational consumption views, consciously resist one-sided pursuit of material enjoyment, resist advanced consumption and excessive consumption, and live within their means; In addition, parents of students also need to communicate with their children in a timely manner about the economic situation and guide them to spend reasonably.

I know a female classmate. I started to borrow money because I didn't want to borrow money from my parents.