2. Handling the repayment confirmation procedure helps to ensure that the borrower can repay the loan on time after graduation and maintain a good credit record.
3. Submit the loan settlement certificate to prove that all loan repayments have been completed, which will help to ensure the borrower's personal credit record is good and provide support for applying for other loans in the future.
4. Reserve a debit account so that the bank can deduct money from the account when necessary.
5. Signing a letter of commitment for repayment in good faith helps to ensure that the borrowing students fulfill their repayment obligations.