To use the housing provident fund to buy a house, you need to apply to the provident fund management center with the purchase materials, husband and wife ID cards, household registration books, marriage certificates and loan application forms; Submitted to the entrusting bank after approval, and signed a loan contract and mortgage contract; The borrower shall issue a loan notice to the provident fund management center with the house ownership certificate; Finally, go to the entrusted bank to handle the loan issuance procedures.

Legal objectivity:

Regulations on the administration of housing provident fund

Article 5

The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.

General principles of loans

Article 25

If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks.

The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial report of the previous year approved by the financial department or accounting firm, and the previous financial report before applying for a loan;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.