Buying a car by mortgage is more than buying a car in full, and the car price is 654.38+ 10,000 yuan: 654.38+0. Buying a car by loan is more than buying a car in full. In addition to the corresponding four total expenses of vehicle purchase tax, vehicle and vessel tax, auto insurance and licensing of 654.38+04.870 yuan, it also needs to pay a loan handling fee of 3,000 yuan, plus a down payment of 30% of 30,000 yuan. The total cost of buying a car by loan is 3,000 yuan. 2. After the monthly payment is required to repay the rear car payment, according to the three-year repayment period, the principal and interest to be paid at the end of the period = 70,000 (principal) 7000 (interest) = 77,000 yuan; 3. Therefore, the price of choosing a loan to buy a naked car is 6,543.8+10,000 yuan, and the actual expenditure = 47,870+77,000 yuan =124,870 yuan, compared with the full purchase cost of 7,000 yuan (interest)+3,000 yuan (handling fee) = 10000 yuan. Million car purchase subsidy