Pay 833 yuan a month. Loan 10300 points 12 installments, with monthly interest of 833 yuan. 10300 Xiang Xing Loan is a consumer loan provided by Industrial Bank to credit card users relying on the cash installment business of credit cards.

What is a Xiang Xing loan?

Xiang Xing Loan is a large cash installment exclusive line provided by Industrial Bank for credit card users. Unlike ordinary cash installment, Xiang Xing loan does not occupy credit card quota. If necessary, you can call the customer service telephone number of Industrial Bank at 9556 1 to apply. Industrial Bank Co., Ltd. was established in August 1988. Approved by the People's Bank of the State Council and China, it is one of the first joint-stock commercial banks in Chinese mainland. Its head office is located atNo. 154 Hudong Road, Fuzhou City, Fujian Province, and it was successfully listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 60 1 107).

What is the credit card of Industrial Bank? Understand its application process!

For friends who need money badly, today I will introduce a cash installment business of Industrial Credit Card-Xiang Xing Loan. Xiang Xing loan is one of the credit card cash installment businesses of Industrial Bank. It has both credit card limit and exclusive limit. Come and see this online loan evaluation with me!

What is Industrial Credit Card?

Xiang Xing loan is characterized by its own exclusive credit line, which is independent of the credit line. In short, the Xiang Xing loan is used for cash installment, which does not occupy the credit card limit. Does this sound worthwhile? However, it should be noted that the loan promotion of Industrial Bank is not something you want to do. At present, only cardholders with good credit can get the quota. The specific application qualification depends on the cardholder's card use and credit status.

Then the problem is coming. How to apply for Industrial Credit Card to enjoy the loan? As far as I know, loans cannot be processed online. There are currently two channels:

1. Telephone invitation: Generally speaking, if the cardholder meets the conditions for handling the loan, Industrial Bank will take the initiative to call the cardholder to inform him that it can be handled. If the cardholder agrees to handle it, just follow the steps of bank customer service!

2. SMS invitation: If you meet the requirements of the loan, you may not receive a phone call, but there will be a SMS invitation from the bank. If you want to handle it, please inform the customer service of the installment amount and the required number of installments according to the SMS requirements.

After the normal processing is successful, you can transfer the loan amount from Xiangxing to your own debit card. The amount of loan to Star can be transferred not only to the debit card of Industrial Bank in your name, but also to other bank cards in your name. As for when to arrive at the account, because the receiving bank is different, the arrival time is different. If you transfer to the Industrial Bank debit card under your own name, it will arrive almost in real time. If it is an inter-bank transfer, the speed will be much slower.

There will be SMS notification after the account arrives, or you can log in to the mobile banking to check it. Generally speaking, if there is a credit card and large capital demand from Industrial Bank, and you happen to receive the invitation from the bank, you can handle it conveniently and quickly.

Is it formal to enjoy the loan?

Xiang Xing Loan is a formal online lending platform because it was founded by Industrial Bank of China. Mainly applicable to all classes. People who are not even mobile. The maximum loan amount of Xiang Xing loan is 300,000 yuan. But it is usually less than 200,000, and few people can borrow 300,000.

First, it is very reliable to enjoy the loan.

Xiang Xing Loan is an exclusive cash installment provided by Industrial Bank for cardholders in addition to the total credit line of credit cards. At present, the maximum applicable amount is 300,000 yuan, and the number of installments is 3/6/ 12/ 18/24/36. The more staging times, the lower the handling fee rate. At present, not everyone in Xingye can apply for loans. Industrial Bank will comprehensively evaluate the application qualification according to the credit status of the cardholder at the time of application and the status of the card. Only the credit card holders of Industrial Bank with good credit can obtain the credit line.

Second, the application system for loan promotion.

There are only two ways to apply for a loan from Industrial Bank. One way is to wait for the phone invitation from the bank. If you want to apply, you can agree to apply directly on the phone, and then tell the other party your installment amount and the number of installments. Another way to deal with it is what we said at the beginning. Users who receive the SMS invitation from Industrial Bank can dial 9556 1, then press the credit card number 1, and then press 776 to connect with the service specialist, informing him of your installment amount and installment period, and waiting for the other party to handle it. Receiving the invitation from Industrial Bank only means that you have passed the preliminary examination. Whether you can pass or not depends on your comprehensive strength. However, the bank will comprehensively evaluate the applicant's credit status, taking into account the applicant's credit card use, the stability of personal family life and the holding of extra financial resources.

To sum up, Xiang Xing Loan is an online lending platform founded by Industrial Bank. There are two ways to apply for the credit line of Xiang Xing loan. One way is to call the customer service staff of Industrial Bank for invitation, and the other way is to log on to the Xiang Xing loan platform, and then the borrower submits a loan application.