First of all, we must understand that student loans are policy-supported loans with extremely low or even interest-free interest. You know, the currency is constantly depreciating. When you get a student loan, the spread in the middle is all your net profit. This may be your only chance to win the bank wool in your life. Why not? Secondly, you should keep a little cash deposit in your hand, no matter emergency or life, so that you have surplus grain in your hand and take your time!

When you apply for a student loan, you can finish your studies first, and you can also take a part-time job during college. You usually need to return it when you graduate. Your home may be better then, and you can return it at home. This loan will be postponed after graduation.

In addition, the loan is interest-free during the study period, and interest will be calculated after graduation, but you can apply for early repayment, and there is nothing wrong with early repayment. Think about it, you have a full loan of more than 40 thousand in four years, and you can pay it back soon after graduation or by saving some money

Therefore, if the conditions at home are not good, do it to reduce the burden on the family; Don't do it unless you need it. This is a life experience and experience. In later life, you may encounter such a thing as a loan, which is different from the loan in your student days.

I completed my studies by applying for a student loan. In fact, because I did a lot of part-time jobs at that stage, especially going out to be a tutor, it was relatively stable. Even without the money, I can spend this time peacefully. The interest on student loans is extremely low. When I go to school, the interest is paid by the state finance. If there is no employment, such as graduate school, you can stay for the time being.