On the whole, it's quite good. I borrowed money from the bank. Although there is pressure, there is no need to borrow money from people around. Then, if you buy a property with great appreciation potential, your money will double. If you buy a house with enough funds every month, it will be better and there will be no big pressure.

2. How much is the monthly mortgage loan?

Mortgage the house to the bank for a loan of 400,000 yuan, which will be paid off in 10. What is the average monthly interest rate? 1. If the benchmark interest rate is 4.90%, the loan will be paid off within 65,438+00 years:

The total loan amount is 400,000.

The total repayment amount is 50677.

Pay interest 10677 1.5 yuan.

The loan period is 120 months.

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The calculation method can be referred to.

Two, housing mortgage loan application materials:

1. real estate license (real estate license and land certificate must be mortgaged to the bank when mortgage the bank loan)

2. Identity cards of the obligee and his spouse

3. Household register of the obligee and spouse

4. Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)

5. proof of income (this proof has a great influence on the success and maximum amount of mortgage bank loans. )

6. Please provide birth certificate.

7. If there is a bank loan for the real estate, please provide the original loan contract and the last installment.

8. In order to improve the pass rate of mortgage loans, please provide as many family property certificates, stocks, funds, cash passbooks, vehicle driving licenses, etc. as possible. )

The house is mortgaged with a bank loan of 400 thousand. /kloc-how much is the monthly repayment in 0/0? If you want to calculate the monthly supply information by mbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dk benchmark interest rate for monthly test.

If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank, and the loan interest rate needs to be determined by comprehensive pricing such as guarantee.

How much is the monthly average loan of 0.45% for 64 thousand years? The monthly interest rate is 0.45%, right?

If the monthly interest rate =0.45%

Company/1-( 1 monthly interest rate)-repayment months

Monthly repayment amount = 600,000.45%/1-(10.45%)-48 =1,392.66 yuan.

The annual interest rate is 5.4%, and the monthly repayment is 1, 392.66 yuan.

Ten thousand, paid off in five years, how much is it every month? The mortgage loan of the house is RMB 6,543,800+500,000, and the floating mortgage standard is as follows:

Matching principal and interest repayment method:

The total loan amount is 150000.0.

Repayment months: 60 months

The monthly repayment is 2847.90 yuan.

A total of 20,873.85 yuan of interest was paid.

Total principal and interest 170873.85 yuan.

Equal principal repayment:

The total loan is 150000.00 yuan.

Repayment months: 60 months

The repayment in the first month is 365,438 yuan +056.25 yuan.

Decreasing monthly: 10.94 yuan.

A total interest of 200 15.63 yuan was paid.

Total principal and interest 1700 15.63 yuan.

Hello, if you apply for a loan in our bank, the monthly repayment amount of the loan needs to provide the following elements for calculation: total amount, loan term, loan execution interest rate and specific repayment method. The above information can only be determined after the loan handling bank specially reviews your comprehensive information. If you just want to test a general information, please open: cmbchina. /cmbwebpubinfo/cal。 Chnl=dkjs trial calculation (the trial results are for reference only). Note: The actual loan information can only be determined after the audit of the handling bank. If PBOC subsequently changes the benchmark loan interest rate, the personal loan execution interest rate may also change, which may eventually lead to a change in the monthly payment. Thank you for your attention and support!

How much the house can be mortgaged to the bank depends on the purpose of the loan. If you apply for a loan from China Merchants Bank, we have personal consumption loans, which are issued by our bank to natural persons for personal or family legitimate consumption purposes such as car purchase, parking, decoration, education, bulk shopping, tourism and so on. , and generally secured by real estate mortgage. You need to provide your personal information and proof of the specific use of funds, and apply through the counter personal loan department.

Generally, commercial housing is used as collateral, and the mortgage rate shall not exceed 70% of the present value of real estate appraisal; Where commercial houses are mortgaged, the mortgage rate shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal. For educational purposes, the term shall not exceed 8 years (inclusive).

Bank loan, mortgage loan, 20 10 years, how to pay it off? Do you still need to tell us the interest rate?

Suggestion: there is a little thing called financial calculator. You can search and download one. As long as you know the loan amount, interest rate (usually monthly interest), term (usually calculated according to how many months), and then there are options such as equal principal and interest or average capital, you can try it.

I want to mortgage my house to the bank for a loan of 200,000 yuan, which will be paid off in 20 years. How much is the monthly interest? Hello, what is the purpose of your loan? Which city are you going to apply for? I suggest that you can go through the "online customer service": forum. cmbchina。 /CMU/icslogin.aspx？ from=B

China Merchants Bank Home Page: Financial Tools-Personal Loan Calculator is in the middle of the home page.

Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.