If you choose a bank loan to buy a car
There are generally many options to choose from. For example, the bare car price of Regal 2020 552T elite model (taking the official guide price as an example) is188,800 yuan, and the scheme of 50% down payment and 24 loans is selected, so the total down payment is 94,400 yuan, the total loan is 94,400 yuan, the monthly payment is 4,229 yuan, and the installment fee is 20,000 yuan.
Together with the licensing fee, purchase tax, travel tax, compulsory insurance premium, commercial insurance premium and other necessary expenses shown in the above table, the total cost of purchasing Regal 2020 552T elite model by loan is 225,400 yuan, 0.9 1 10,000 yuan more than the full purchase.